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| Employee Benefit Specialist with Broad Resources |
| • Sole focus on employee benefits |
| • Registered Brokerage and Benefit Consulting Firm (NYSID) |
| • Access to all major insurance carriers |
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| Continuity of Highly Seasoned Benefits Team |
| • Pioneering firm in employee benefits celebrating 32 years |
| • Highest level of industry designations- RHU, CLU, ChFC,REBC, PHU |
| • Dedicated, team oriented approach |
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| Outstanding Marketplace Reputation |
| • 375+ employer group clients |
| • Greater than $55,000,000 in recurring premium |
| • Advisor Boards & Presidents Club member (Blue Cross/Blue Shield) |
| • National Quality Award (LIMRA) |
| • Charter Member of Association of Health Agents (AHIA) |
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