HMO/POS/PPO and traditional indemnity plans
    Consumer-driven health plans
      Health reimbursement account (HRA)
      Health savings account (HSA)
    Flexible benefit plans
      Mental/nervous
      Carve out
      Employee assistance plans (EAP's)
    Self-funded employer plans
      Re-insurance/stop loss programs
      Third party administrator (TPA) evaluation
      Risk analysis
    Medicare supplement/carve out

Buy-Sell agreements
Reimbursement plans
Deferred compensation plans
Disability
Long term care
Life
Split-dollar life
Key-person life

Dental

Indemnity
PPO
Prepaid plans

Premium only
Health care and dependent care spending accounts